Important Information i

Stamp Duty Land Tax Deadline

To ensure completion can take place before the Stamp Duty Land Tax Deadline on 31st March we require solicitors to ensure the Certificate of Title has been submitted with a minimum of 5 calendar days notice and all offer conditions to be satisfied. Please also be aware that we do not accept local authority search indemnity for residential purchase transactions.

Intermediaries
Customers

BUY TO LET
LENDING
CRITERIA

BTL Checklist Items Guide

Buy to Let Criteria

With our flexible, real-life BTL criteria, you can make a lot more landlords happy. Here’s what you need to know.

Applicant Read more Employment/Income Read more Loan Read more Affordability Read more Property Read more HMO Read more Limited Companies/LLP Read more Portfolio Lending Read more Intermediary Fee Read more

Expat Criteria

We’ll keep this simple. Pretty much all our buy-to-let criteria apply to all applicants, wherever they live. There are a few extra conditions for expats, listed below.

Applicant Read more Nationality / ID / Location Read more Credit File & Profile Read more Income & Evidence Read more Loan Read more Property Read more Affordability Read more Intermediary Fee Read more

Buy to Let Documents

BTL CRITERIA GUIDE

Download

BTL EXPAT CRITERIA GUIDE

Download

BTL CHECKLIST ITEMS GUIDE

Download
Documents

AFFORDABILITY CALCULATOR

We can lend up to £3m to individuals, limited companies and LLPs. Find out how much your client could borrow here.
See what your clients can afford here

PRODUCT RANGE

Mortgages for all kinds of property, including HMOs and UK holiday lets.
Product Rates

GET IN TOUCH WITH US

Got a question or working on a tricky case? Drop us a line and we'll get straight back to you.
Contact us

COME TO THE WRONG PLACE?

We only sell our products through expert broker partners, so you can’t apply to us directly for your own mortgage. If you’re shopping for yourself, jump over to the Customer area for more information.
Visit our customer site