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Our service and turnaround times

Figures accurate as of 25th October 2021
Dips Reviewed

Dips Reviewed

within 24 hours

Applications Reviewed

Applications Reviewed

within 72 hours

Documents Assessed

Documents Assessed

within 96 hours

Valuations Assessed

Valuations Assessed

within 96 hours

Telephone average wait time

Telephone average wait time

59 seconds

our new range of
mortgages has
entered the building

It’s time to rock ‘n’ roll with our brand-new
residential mortgage range.

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WE’RE OPEN

We know people come in all shapes and sizes. So we’ve reviewed our lending criteria and created a comprehensive range of products open to all.

When we say yes,
we mean yes

Thanks to strong financial backing, we’ve always got the funds to support our decisions.

When we say yes,
we mean yes

Thanks to strong financial backing, we’ve always got the funds to support our decisions.

Manual underwriting

Open for business

Every application’s reviewed on a case-by-case basis. So come on in. We’re open.

Lending criteria

Designed for real life

We’ll consider applicants who are self-employed, have complex incomes or impaired credit.

Product range

Box office LTV

Keep your clients’ spirits high and deposits low with our 85% LTV mortgages.

Dedicated to you

Our business development team are always on hand to help – even with the most complex cases. And once you’ve applied, you’ll have direct access to your own dedicated underwriter.

Meet the team triangle-right

Dedicated to you

Our business development team are always on hand to help – even with the most complex cases. And once you’ve applied, you’ll have direct access to your own dedicated underwriter.

Meet the team triangle-right

Our service and turnaround times

Figures accurate as of 25th October 2021
Dips Reviewed

Dips Reviewed

within 24 hours

Applications Reviewed

Applications Reviewed

within 72 hours

Documents Assessed

Documents Assessed

within 96 hours

Valuations Assessed

Valuations Assessed

within 96 hours

Telephone average wait time

Telephone average wait time

59 seconds

Case Studies

We’re not anti-social

Freelancer

A career in social media can be hard to quantify but we enjoy a good challenge. We helped a freelance Glasgow-based vlogger secure a mortgage and move into her dream house.

A 23-year-old Glasgow-based vlogger was making her money from a make-up and lifestyle vlog she’d seen blossom in the previous 12 months. Here at The Mortgage Lender HQ we put our noggins together and helped her secure a £240,000 mortgage at 80% LTV. We took the view that working as a vlogger was a sustainable occupation and offered her the loan on a 2.96% two-year fixed-rate deal. She got the mid-terraced house she’d always wanted and we got this nifty little story to tell. Result.

  • 80% LTV
  • 2.96% 2 year fixed rate

If you have a similar case

A perfect match

Freelancer

Being a professional footballer definitely has it’s perks, but this one found getting the right mortgage to be difficult. Good job we were there to supply the perfect through-ball. Get in.

Despite having significant earnings — we’re talking a premier league wage — this footballer found it difficult to get a mortgage as he was considering early retirement. As a youthful footballer and non-UK national we decided to lend him £840,000 at 70% LTV. We offered him a rate of 3.39% on a two-year tracker with evidence of four years’ income on a fixed-term contract. Thanks to our assistance he was able to secure the detached house he wanted. Back of the net.

  • £840,000 loan 
  • Close to retirement

If you have a similar case

Get in touch

There’s always someone here for you, all you have to do is holler and we’ll come running.

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Already applied or have a mortgage with us?

If you want to be our friend or are already one of the family then just click the right button and you’re off.

Visit our customer site triangle-right