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Expat Criteria

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Nationality / ID / Location

Current country of residence

UK Nationals living or working outside of the UK

Acceptable proof of ID and Proof of Residence in current country.

Valid, in-date UK Passport is required for ALL applicants. TML will also attempt to validate all applicants by EID where possible.

The passport copy supplied must be certified by a suitable person e.g. lawyer, legal professional, Embassy, accountant who must certify by signing, and in clear, block capitals, confirm their name, profession, business address and state they have “seen the original” and that it is a “true likeness” of the applicant.

Proof of Current residency is required on all cases. Ideally this should be provided in English or we may require additional evidence (for example an employment reference in English).

1 item dated within the last 3 months.

The local equivalent of the following item showing their full current residential address (not PO Box);

• Bank/building society statement
• Utility bill (excluding mobile phone and catalogue/mail order)
• Credit card statement
• Most recent lender statement
• Equivalent local authority notification of local rates or tax
• A traceable employers reference

These documents must be certified by a suitable person e.g. lawyer, legal professional, Embassy, accountant who must certify by signing, and in clear block capitals, confirm their name, profession, business address and state they have “seen the original” and that it is a “true copy”.

First time landlord

First Time Landlords are not allowed. At least one applicant or Director must have owned, let and still own one or more Buy to Let property for a minimum of 12 months.