Important Information i

From today, Friday 30th August, we have reduced rates on a number of Residential and Buy to Let products across our product ranges. 

Please view our product guides.

Intermediaries
Customers
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REAL LIFE
LENDING

Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending.

Our mortgage products

MORE CHOICE,
MORE VALUE

Explore our mortgage products

Residential
Buy-to-let

At your service

We’ll keep you fully informed, at every stage of the process. Average broker experience as of 30/08/2024.

Working on DIPs
received on

29th August

Working on
new applications
received on

23rd August

Reviewing pre-offer assessments
sent to our
underwriters on*

23rd August

Currently assessing
valuations received
on**

23rd August

Average call wait time

1 minute

* All underwriter requirements have to be met
** For packaged cases

Residential Checklist Items Guide

This guide will help you to submit the right documents so we can get your case to offer as quickly as possible. We highly recommend you review this checklist before submitting your application.

Residential Checklist Items Guide

Buy to Let Checklist Items Guide

Our Buy to Let checklist items are the evidence or information you need to provide to support the application.

We highly recommend you review this checklist before submitting your application.

Buy to Let Checklist Items Guide

A handy guide to packaging a case

We know other lenders might do things differently, and you might be used to a different system.

 

So to help us to provide you with the most efficient service, you can use our handy guide document for application submissions.

How to package a case

Our Approach

We Do Different

We’re changing the mortgage market for the better, helping more people with flexible and competitive products. Join the real life lending revolution.
Work With TML

We are really proud our intermediaries have rated us Excellent on Trustpilot