Residential Criteria Guide
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Shared Ownership
Loan
Minimum £25,001, maximum £405,000. Purchase transactions only.
Repayment method
Shared ownership is available on capital and interest repayment basis only
LTV
Maximum 95% of purchased share, subject to 75% LTV against open market value.
Income Multiples
Maximum of 4.5x LTI
Property
Shared Ownership is only available for properties with an EPC rating of A-C. Leasehold properties only.