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Residential Criteria Guide

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Property

Minimum valuation

£70,000 (£150,000 in London and South East).

Maximum valuation

£2m (property valuations over £2m are considered on referral).

Locations

Mainland England, Scotland and Wales. Postcode restrictions may apply.

Retentions

Acceptable for essential repairs only. Max 5% of current property value.

Flats/maisonettes/apartments

Must be leasehold in England and Wales. Heritable is acceptable in Scotland.

Tenure

Freehold or leasehold in England and Wales. Scottish properties must be absolute ownership or heritable."