Our service and turnaround times
Figures accurate as of 10th December 2019
Dips Reviewed
within 24 hours
Applications Reviewed
within 72 hours
Documents Assessed
within 72 hours
Valuations Assessed
within 72 hours
Telephone average wait time
31 seconds
OKAY, RESIDENTIAL PRODUCTS IT IS
Find a fit for your clients.
Residential Product Guide
Residential Product Rates
Your client is not a number to us, we treat every applicant as an individual. Whether they are employed or self-employed, a purchaser or looking to remortgage, we will never make any sweeping generalisations. That’s just not the done thing.
Key Facts
Credit history
Unusual income and circumstances? Blips in your client’s credit history? No problem.
LTV
Up to 90% LTV through selected distribution partners – see our criteria and product guides for full details.
Arrears
Arrears on utilities and comms bills are not considered impaired credit to us, we’re only human.
Latest Updates
Help to Buy (Scotland) products
10/12/2019
We’ve increased the max LTV to 80% on Scottish Help to Buy applications.
Residential re-price and NEW Real Life 0 lending tier
21/11/2019
We’ve reduced selected residential products and introduced a new Real Life 0 lending category with market leading rates from 2.45%.
Fee offer purchase product launched
08/11/2019
We have a brand new purchase only product with £0 application fee, £0 Telegraphic Transfer fee, £0 valuation fee and completion fee can be added to the loan.
Download our residential product guide
Speak to a member of our team
Our service and turnaround times
Figures accurate as of 10th December 2019
Dips Reviewed
within 24 hours
Applications Reviewed
within 72 hours
Documents Assessed
within 72 hours
Valuations Assessed
within 72 hours
Telephone average wait time
31 seconds
Speak to a member of our team
Get in touch
There’s always someone here for you, all you have to do is holler and we’ll come running.
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