Our service and turnaround times
Figures accurate as of 20th August 2019
Dips Reviewed
within 24 hours
Applications Reviewed
within 96 hours
Documents Assessed
within 96 hours
Valuations Assessed
within 96 hours
Telephone average wait time
26 seconds
OKAY, RESIDENTIAL PRODUCTS IT IS
Find a fit for your clients.
Residential Product Guide
Standard Residential Product Rates
Your client is not a number to us, we treat every applicant as an individual. Whether they are employed or self-employed, a purchaser or looking to remortgage, we will never make any sweeping generalisations. That’s just not the done thing.
Key Facts
Credit history
Unusual income and circumstances? Blips in your client’s credit history? No problem.
LTV
Up to 90% LTV through selected distribution partners – see our criteria and product guides for full details.
Arrears
Arrears on utilities and comms bills are not considered impaired credit to us, we’re only human.
Latest Updates
Residential rate changes
06/06/2019
Real Life 1 & 2 – Standard two year fixed rates up to 85% have been reduced.
Real Life 1 & 2 – Help to Buy two year fixed rates up to 75% have been reduced. (See full product guide).
Help to Buy mortgage launched
20/02/2019
We’re offering our Help to Buy mortgage across England, Scotland and Wales.
90% LTV distribution expanded
29/10/2018
More distribution partners now have access to our 90% LTV products
Download our standard product guide
Speak to a member of our team
Cashback Residential Product Rates
Our residential mortgages come with £750 cash back, straight into your client’s back pocket following completion. Ker-Ching!! Plus, it’s exactly the same for purchase and remortgage.
Key Facts
Credit history
Unusual income and circumstances including blips in credit history are not a big deal to us.
LTV
Up to 90% LTV through selected distribution partners – see our criteria and product guides for full details.
Arrears
Arrears on utilities and comms bills are not considered impaired credit to us, we’re only human.
Latest Updates
Cashback rate changes
06/06/2019
Real Life 1 & 2 – Cashback two year fixed rates up to 85% have been reduced.
90% LTV distribution expanded
29/10/2018
More distribution partners now have access to our 90% LTV products
New residential product range launched
17/10/2018
We’ve pimped our products! More tiers, more options. But, we kept the cashback products for more choice.
Download our cashback product guide
Speak to a member of our team
Our service and turnaround times
Figures accurate as of 20th August 2019
Dips Reviewed
within 24 hours
Applications Reviewed
within 96 hours
Documents Assessed
within 96 hours
Valuations Assessed
within 96 hours
Telephone average wait time
26 seconds
Speak to a member of our team
Get in touch
There’s always someone here for you, all you have to do is holler and we’ll come running.
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