Our service and turnaround times
Figures accurate as of 20th September 2021
Dips Reviewed
within 24 hours
Applications Reviewed
within 48 hours
Documents Assessed
within 48 hours
Valuations Assessed
within 48 hours
Telephone average wait time
29 seconds
Rock ‘n’ roll
residential mortgages
Our rockin’ new residential mortgage
products will be sure to make you swoon.
So come on, come on. Let’s rock ‘n’ roll.
We’re open
We know people come in all shapes and sizes. So we’ve reviewed our lending criteria and created a comprehensive range of products open to all.
Our products
Top-rate range
With attractive initial rates and up to 85% LTV mortgages available, your clients can get top-rate products for less.
Lending criteria
Designed for real life
We’ll consider applicants who are self-employed, have complex incomes or impaired credit
Income assessment
Every penny counts
Overtime and commission’s good with us. And we’ll take profit before tax and salary for the self-employed.
Manual underwriting
An open case
Every single application is reviewed on a case-by-case basis by your own dedicated underwriter.
Residential Product Rates
Your client is not a number to us, we treat every applicant as an individual. Whether they are employed or self-employed, a purchaser or looking to remortgage, we will never make any sweeping generalisations. That’s just not the done thing.
Key Facts
Credit history
Unusual income and circumstances? Blips in your client’s credit history? No problem.
LTV
Up to 85% LTV – see our criteria and product guides for full details.
Arrears
Arrears on utilities and comms bills are not considered impaired credit to us, we’re only human.
Latest Updates
Residential Rate Reductions
08/09/2021
Rates reduced across Core, Remortgage and Help to Buy ranges
New New New!
13/05/2021
We’ve launched a new residential remortgage range. Free valuation and free standard legal fees. Check it out.
Our new Help to Buy is live
09/02/2021
We’re back on the road and supporting our brokers with great new material – mortgages that rock more choice, including a Help-to-buy option for first-time buyer buyers.
Check our criteria
There’s no such thing as normal these days. So we’ve reviewed our lending criteria to help those that don’t fit the norm. If your client still doesn’t fit in, just get in touch and we’ll see what we can do. We’re flexible that way.
Check it outCheck our criteria
There’s no such thing as normal these days. So we’ve reviewed our lending criteria to help those that don’t fit the norm. If your client still doesn’t fit in, just get in touch and we’ll see what we can do. We’re flexible that way.
Check it outGet in touch
There’s always someone here for you, all you have to do is holler and we’ll come running.
Contact UsAlready applied or have a mortgage with us?
If you want to be our friend or are already one of the family then just click the right button and you’re off.
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