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Our service and turnaround times

Figures accurate as of 29th July 2021
Dips Reviewed

Dips Reviewed

within 24 hours

Applications Reviewed

Applications Reviewed

within 48 hours

Documents Assessed

Documents Assessed

within 48 hours

Valuations Assessed

Valuations Assessed

within 48 hours

Telephone average wait time

Telephone average wait time

47 seconds

Rock ‘n’ roll
residential mortgages

Our rockin’ new residential mortgage
products will be sure to make you swoon.
So come on, come on. Let’s rock ‘n’ roll.

Rock ‘n’ roll<BR><noscript><img src=

We’re open

We know people come in all shapes and sizes. So we’ve reviewed our lending criteria and created a comprehensive range of products open to all.

Our products

Top-rate range

With attractive initial rates and up to 85% LTV mortgages available, your clients can get top-rate products for less.

Lending criteria

Designed for real life

We’ll consider applicants who are self-employed, have complex incomes or impaired credit

Income assessment

Every penny counts

Overtime and commission’s good with us. And we’ll take profit before tax and salary for the self-employed.

Manual underwriting

An open case

Every single application is reviewed on a case-by-case basis by your own dedicated underwriter.

Residential Product Rates

Your client is not a number to us, we treat every applicant as an individual. Whether they are employed or self-employed, a purchaser or looking to remortgage, we will never make any sweeping generalisations. That’s just not the done thing.

Key Facts

Credit history

Unusual income and circumstances? Blips in your client’s credit history? No problem.

LTV

Up to 85% LTV – see our criteria and product guides for full details.

Arrears

Arrears on utilities and comms bills are not considered impaired credit to us, we’re only human.

Latest Updates

New New New!

We’ve launched a new residential remortgage range. Free valuation and free standard legal fees. Check it out.

Our new Help to Buy is live

09/02/2021

We’re back on the road and supporting our brokers with great new material – mortgages that rock more choice, including a Help-to-buy option for first-time buyer buyers.

Return to Lender

26/01/2021

It’s time to rock ‘n’ roll with our brand new residential mortgage range. With attractive initial rates and up to 85% LTV mortgages available.

Check our criteria

There’s no such thing as normal these days. So we’ve reviewed our lending criteria to help those that don’t fit the norm. If your client still doesn’t fit in, just get in touch and we’ll see what we can do. We’re flexible that way.

Check it out triangle-right

Check our criteria

There’s no such thing as normal these days. So we’ve reviewed our lending criteria to help those that don’t fit the norm. If your client still doesn’t fit in, just get in touch and we’ll see what we can do. We’re flexible that way.

Check it out triangle-right

Get in touch

There’s always someone here for you, all you have to do is holler and we’ll come running.

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Already applied or have a mortgage with us?

If you want to be our friend or are already one of the family then just click the right button and you’re off.

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