From Friday 17th November, our new residential products are live. We've made improvements to products and criteria to help you help more of your clients.

We continue to support customers who are struggling or think they may struggle with their mortgage payments. If you need our assistance, please call our Customer Support team on 0344 257 0427, Monday to Friday, between 9am and 5.30pm. If your client can keep up with their mortgage payments, we would encourage them to do so, as changing their contract could lead to higher payments down the line.

Intermediaries

Customers

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Residential
mortgages

Remarkable mortgages for remarkable people

Real life is complicated, but lending doesn’t have to be. Our range of flexible mortgages are designed for all those with complex circumstances; for the entrepreneurs, the creatives, the self-employed and those on commission and bonuses.

We can help the first-timers and the re-mortgagers too. That’s more cases, and potentially more business for you.

Mortgages that make a difference

Self Employed

Profit pre-tax &
salary on latest
figures

Self-Employed
Covid Impact

Consider previous
years figures

Contractors

New & existing.
CIS workers treated
as employed

Complex Incomes

100% of overtime,
bonus, commission
& second jobs

Impaired Credit

Arrears, CCJ’s, defaults,
IVA’s, bankruptcies

Product
Range

View our product range

Affordability
calculator

The perfect tool to help your client understand what they can afford.

Lending
Criteria

Check out our lending criteria, it is flexible and designed with your customers in mind.

FIND YOUR BDM

It's time for facetime

Our team of business development managers covers the country. Enter your postcode to find yours.

Find your local BDM

ESSENTIAL RESOURCES

ALL YOU NEED TO SUCCEED

Checklists, essential documents and more.

See all resources here

Real Life Lending Stories

A Powerhouse of Specialist Lending

A collaboration between three specialist lenders was recently required to help a client with complex refinance deal. Read Case Study

A complex case made simple - in just five days

Helping first-time buyers onto the property ladder can be a challenge in the current climate, particularly if your client doesn’t have perfect credit history. But with our approach to real-life lending, we can help make it happen. Read case study

As a broker I've access to lots of lenders, TML are by far one of the best. It's so refreshing for underwriting to be completed with a positive can-do attitude.
Rachel Cummings

Read our reviews

We are really proud of what our intermediaries say, read our Trust Pilot reviews

Get in touch

Got a question, or working on a tricky case?

Drop us a line and we’ll get straight back to you.

COME TO THE WRONG PLACE?

We only sell our products through expert broker partners, so you can’t apply to us directly for your own mortgage. If you’re shopping for yourself, jump over to the Customer area for more information.

Visit our customer site

Residential mortgages