From today, Friday 31st March we have reduced pricing on our Holiday & Short Term let products and our ex pat products. We have also launched a new HMO product option. See our product guide for more details.
At TML we love to say ‘yes’. So please work through our short and simple checklist, for every application. That way you’ll know you’re providing all the details and documents we need - and we’ll be able to give you a definitive answer in next to no time.
Is your case Residential or Buy to Let?
For all cases:
For Purchase cases:
In addition:
Employed Cases
Self-Employed Cases
Contractors
Please note, this list is not exhaustive. Our checklist items guides can provide further requirements for Residential and BTL cases. Once an Underwriter makes a full assessment of the case, they will contact you to discuss any additional information required.
For all cases:
For Purchase cases;
In addition:
For cases in individual’s names who are basic rate take payers with an ICR less than 140%;
For Ex Pat cases;
For Portfolio Landlords with 4 or more Mortgaged BTL properties
Please note, this list is not exhaustive. Our checklist items guides can provide further requirements for Residential and BTL cases. Once an Underwriter makes a full assessment of the case, they will contact you to discuss any additional information required.