Important Information i

IMPORTANT: New BBR Tracker product available on Buy to Let. Standard minimum loan on Buy to Let is now £75,000. Due to the ongoing volatility of the financial markets our mortgage products are subject to reprice or withdrawal at any time. Please keep checking our website for updates. Product rates can be secured by fully submitting applications, including fees paid.

Important Information
Intermediaries
Customers

Submission Checklist

At TML we love to say ‘yes’. So please work through our short and simple checklist, for every application. That way you’ll know you’re providing all the details and documents we need - and we’ll be able to give you a definitive answer in next to no time.

Is your case Residential or Buy to Let?

Buy to Let
Residential

For all cases:

  • Signed and Completed Customer Declaration
  • Signed and Completed Direct Debit Mandate

For Purchase cases:

  • Evidence of deposit (If a gift we require a gifted deposit form)

In addition:

Employed Cases

  • Last 2 months payslips

Self-Employed Cases

  • Latest years accounts OR tax calculations (SA302) with the corresponding tax year overview (if trading less than 2 years)
  • Last 2 years accounts OR tax calculations (SA302) with the corresponding tax year overviews (if trading 2 years or more)
  • Last 3 months business bank statements

Contractors

  • Copy of current contract
  • 2 months bank statements showing evidence of contractor income.

Please note, this list is not exhaustive. Our checklist items guides can provide further requirements for Residential and BTL cases. Once an Underwriter makes a full assessment of the case, they will contact you to discuss any additional information required.

Download Submission Checklist Download

For all cases:

  • Signed and Completed Customer Declaration
  • Signed and Completed Direct Debit Mandate

For Purchase cases;

  • Evidence of deposit (If a gift we require gifted deposit form)

In addition:

For cases in individual’s names who are basic rate take payers with an ICR less than 140%;

  • Proof of tax status – most recent payslip or SA302

For Ex Pat cases;

  • Proof of income

For Portfolio Landlords with 4 or more Mortgaged BTL properties

  • Complete the portfolio submission form and upload to e-Tech BTL Hub or E-mail the submission form to pfdocs@themortgagelender.com

Please note, this list is not exhaustive. Our checklist items guides can provide further requirements for Residential and BTL cases. Once an Underwriter makes a full assessment of the case, they will contact you to discuss any additional information required.

Download Submission Checklist Download