Important Information i

IMPORTANT: New BBR Tracker product available on Buy to Let. Standard minimum loan on Buy to Let is now £75,000. Due to the ongoing volatility of the financial markets our mortgage products are subject to reprice or withdrawal at any time. Please keep checking our website for updates. Product rates can be secured by fully submitting applications, including fees paid.

Important Information

Essential Resources

If you have a question or quandary, you’ve come to the right place. We’ve got everything you need from insightful information to helpful hints. If you can’t find what you need, please get in touch – we’d be delighted to help you out!

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Frequently Asked Questions


Log into the Portal. Select “User Profile” from the top right. Select “add or remove Submission routes”. Select the preferred routes (you can add as many as you like at this stage). Once added select Save and enter your password. Now when you key a Decision in Principle you will be able to select a Submission Route each time. Please note this must be added before you move onto the full mprtgage application

We do not have a minimum income for BTL just that there is an earnt income from one of the applicants


See our Buy to Let Expat criteria guide

  • Yes we can accept second incomes at 100% if employed/self employed or pension.
  • 100% of maintenance payments (court order showing a minimum remaining period of 5 years payments).
  • 50% of investment income.
  • 100% of Child Benefit, evidenced in bank statements/bank data or acceptable alternative. The maximum age of a child which the Company will accept Child Benefit for is 13 years of age.
  • Universal Credit or their equivalent, subject to the following limits and qualifications:
    75% of the benefit evidenced
    The amount can be no more than 25% of the total income on the application
    The applicant with this benefit must have an acceptable other earned income source
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Residential Documents

Buy to Let Documents

I was delighted with the service the knowledge from my BDM, his help was first class, excellent product and application knowledge.

James Irvine
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