Important Information i

From Wednesday 13th September, we have reduced rates on a selection of our Buy to Let products. View our product guide here.


We continue to support customers who are struggling or think they may struggle with their mortgage payments. If you need our assistance, please call our Customer Support team on 0344 257 0427, Monday to Friday, between 9am and 5.30pm. If your client can keep up with their mortgage payments, we would encourage them to do so, as changing their contract could lead to higher payments down the line.


Expat Criteria

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Income & Evidence

Minimum income

Minimum income is £40,000 GBP equivalent for employed and retired.
Minimum Income is £60,000 GBP equivalent for self-employed and contractors.
For joint applications, at least one applicant must meet the minimum income thresholds above.


1 month’s payslip required (or P60/local equivalent) plus 1 month’s salary mandated bank statement.
The employer must be a recognisable, traceable company abroad.
If a reference is to be supplied, this should be in English.


Self-employed applicants must be professionals (e.g. a business owner, professional consultants, professional contractors, lawer/partner). Business owners will be required to have an accountant with internationally accepted qualifications).

PO Box addresses will not be accepted.

Evidence should be provided in English.


Professionals who work for recognisable and traceable companies.