Important Information i

IMPORTANT: New BBR Tracker product available on Buy to Let. Standard minimum loan on Buy to Let is now £75,000. Due to the ongoing volatility of the financial markets our mortgage products are subject to reprice or withdrawal at any time. Please keep checking our website for updates. Product rates can be secured by fully submitting applications, including fees paid.

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Expat Criteria

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Applicant

Definition of an Expat

Applicant(s) must be UK Nationals, living or working abroad in any FATF member country and must own at least one property in the UK. If one of the applicants is UK based, the overall application will still be underwritten as an Expat case. A list of acceptable countries can be found at the end of this guide.

Maximum number of applicants

Four. For Limited Company applications, details of up to four directors or shareholders as applicants will be captured. The applicants must cover a minimum of 75% of total shareholding. If any applicant is a UK resident, the application will be underwritten as an Expat case.

Minimum age

21 years at application.

Maximum age

80 years at application, 95 years at end of term.

Spouses

A nonexpatriate spouse can be accepted but where one/more of the applicants is UK based, the overall application will still be processed as an Expat case.