From today, Friday 28th March, we've made changes to both our Residential and Buy to Let products and reduced selected rates.

Intermediaries

Customers

Expat Criteria

Affordability

140% on Ex-Pat applications.

Interest coverage rate (ICR) test will apply on all cases on an interest only basis. The interest rate used to calculate the ICR test will be:

5 or more years fixed rate products: the initial rate.

All other products: A nominal rate (currently 5.5%) or the initial rate + 2%, whichever is higher.

Got a question about an application?
Or want to double check some details?
Give us a call and we’ll get to the bottom of it.

Our products are only available through qualified mortgage advisers. Check out our customer site to see how we can help.