Buy to Let Criteria
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Portfolio Lending
Definition
Applicants with 4 or more mortgaged Buy to Let properties
Maximum number of properties
No maximum
Maximum portfolio value
£5,000,000 with The Mortgage Lender.
Evidence requirements
For 4-10 properties:
Business plan
Portfolio schedule
On request by underwriting, or for more than 10 properties:
Business plan
Portfolio schedule
Cashflow statement
Asset and liabilities declaration
Unencumbered properties
Details of all properties held by applicants should be included in the Portfolio Schedule, including unencumbered properties.