Service Times arr-up
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Our service and turnaround times

Figures accurate as of 19th November 2020
Dips Reviewed

Dips Reviewed

within 24 hours

Applications Reviewed

Applications Reviewed

within 48 hours

Documents Assessed

Documents Assessed

within 48 hours

Valuations Assessed

Valuations Assessed

within 48 hours

Telephone average wait time

Telephone average wait time

38 seconds

BUY-TO-LET PRODUCTS
LOVED BY LANDLORDS

Feast your eyes on our knockout range of products and attractive initial rates and see what takes your fancy.

BUY-TO-LET PRODUCTS<BR>LOVED BY LANDLORDS

LET'S GET IT ON

We know landlords come in all shapes and sizes. That’s why we’ve created a comprehensive range of buy-to-let products open to all.

So it doesn’t matter if your client’s got a big portfolio or a small HMO. Or making it rain or going through some financial plan. We take every landlord as they come. So let’s get it on.


See our product guide triangle-right

Key Facts

Max loan

£3 million max loan.

Income

No minimum earned income.

LTV

Up to 75% LTV for flats above commercial property.

Locations

We lend in Scotland as well as England and Wales.

Latest Updates

Range Updates

07/04/2020

We have made a range of changes to our BTL product range including the removal of the 80% LTV, check out our Product Guide to see a full list.

IMPORTANT UPDATE

03/04/2020

Our Buy to Let criteria is changing. New and existing pipeline cases will be subject to additional underwriting and we may require additional supporting information. Capital raising Remortgages cases may be limited and in some cases we will restrict the amount capital being raised. Contact the HUB to discuss new cases or Underwriting regarding existing applications

75% five year fixed

We’ve reduced the rate for a limited time only. Best be quick.

70% five year fixed

Don’t miss this limited edition product with its 1.5% completion fee.

Mini MUB

This brand spanking new product delivers big savings for landlords.

Our service and turnaround times

Figures accurate as of 19th November 2020
Dips Reviewed

Dips Reviewed

within 24 hours

Applications Reviewed

Applications Reviewed

within 48 hours

Documents Assessed

Documents Assessed

within 48 hours

Valuations Assessed

Valuations Assessed

within 48 hours

Telephone average wait time

Telephone average wait time

38 seconds

The Mortgage Lender Difference

Credit Score Cascade? It’s Called Pigeon-Holing

Credit Score Cascade? It’s Called Pigeon-Holing

We don’t lend to pigeons.

HOLY BAT PHONE!

HOLY BAT PHONE!

Get a direct line to our mortgage underwriters.

We love a selfie.

We love a selfie.

Loans based on the most recent year’s income for the self-employed.

Music to your arrears.

Music to your arrears.

Behind on utility bills and comm’s bills...we don’t consider these defaults and arrears as impaired credit. Is how it should read.

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Get in touch

There’s always someone here for you, all you have to do is holler and we’ll come running.

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Already applied or have a mortgage with us?

If you want to be our friend or are already one of the family then just click the right button and you’re off.

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