WHAT TO DO IF YOU
HAVE A COMPLAINT

To let us know you are unhappy and wish to complain, you can contact us in any of the following ways:

Call us on: 0344 257 0416 Monday - Friday 9am - 5.30pm. Calls to this number are charged at your telephone provider’s basic rate and we may record or monitor this call for training and monitoring purposes.

Email us: complaints@themortgagelender.com

Ordinary email is not always secure, and it may pass through servers in countries without data protection laws. For your own protection, we request that you do not include confidential or personal information (other than your account number) in any emails you send to us.

Write to us at: Complaints Department, The Mortgage Lender, PO Box 27135, Glasgow, G1 9EG

We will aim to resolve your complaint as quickly and fairly as we can. Where possible, we will try to do so within 3 working days of receiving your complaint. We will follow this up with a letter confirming we have resolved your complaint, but also explaining that, if you change your mind, you can still refer your complaint to the Financial Ombudsman Service.

If we are unable to reach a satisfactory resolution within 3 working days, we will write a letter to you explaining that we need to look into this further. We will also outline the next steps and provide you with details of the person who is investigating your complaint.

When we have fully investigated your complaint and ensured that each point has been investigated fairly and fully we will send you our final response letter. In this we will tell you our decision and will explain how we have reached this decision.

We will do everything possible to get this response to you in a reasonable period of time, but in some cases, especially those where your complaint is more complex, it might take us longer to thoroughly investigate and respond to your complaint. We will aim to keep you informed throughout our investigation of our progress.

If, after 8 weeks from the date we received your complaint we are still investigating, we will send you another letter telling you this and explaining why. At this time, you can contact the Financial Ombudsman Service and ask them to look into your complaint if you wish.

If, when you receive our response you are still unhappy, you may be entitled to refer your complaint to the Financial Ombudsman Service. The Financial Ombudsman Service act as an independent and impartial organisation which help settle disputes between consumers and financial services firms.

The Ombudsman will not be able to look into your complaint, unless you have given us the opportunity to resolve it first, or it has been 8 weeks or more since you initially raised your complaint. You can contact the Financial Ombudsman Service at:

Financial Ombudsman Service, Exchange Tower, Harbour Exchange Square, London E14 9SR.
Tel: 0800 023 4567 Email: complaint.info@financialombudsman.org.uk or visit: www.financial-ombudsman.org.uk

If you do decide to refer your complaint to the Financial Ombudsman Service, you must do so within 6 months from the date of our final response letter. Some complaints may have to be referred to other mediation schemes. We will advise you in our final response if this is the case.