Important Information i

CHANGES TO OUR BUY TO LET RANGE

On Thursday 25th April we're making rate changes to our Buy to Let range. 
These changes will come into effect from the 25th of April. Any cases in pipeline need to be fully submitted with fees paid by close of business on the 24th April. Applications submitted after this date will be offered on the new rates available.

If you have any questions please contact our Business Development Hub on 0344 257 0418.

Intermediaries
Customers

Buy to Let
Lending Criteria

BTL Checklist Items Guide

Buy to Let Criteria

With our flexible, real-life BTL criteria, you can make a lot more landlords happy. Here’s what you need to know.

Applicant Read more Employment/Income Read more Loan Read more Affordability Read more Property Read more HMO Read more Limited Companies/LLP Read more Portfolio Lending Read more Intermediary Fee Read more

Expat Criteria

We’ll keep this simple. Pretty much all our buy-to-let criteria apply to all applicants, wherever they live. There are a few extra conditions for expats, listed below.

Applicant Read more Nationality / ID / Location Read more Credit File & Profile Read more Income & Evidence Read more Loan Read more Property Read more Affordability Read more Intermediary Fee Read more

Buy to Let Documents

BTL Criteria Guide

Download

BTL Expat Criteria Guide

Download

BTL Checklist Items Guide

Download
Documents

Affordability Calculator

We can lend up to £3m to individuals, limited companies and LLPs. Find out how much your client could borrow here.
See what your clients can afford here

OUR BUY-TO-LET PRODUCT RANGE

Mortgages for all kinds of property, including HMOs and UK holiday lets.
Product Rates

Get in touch

Got a question, or working on a tricky case? Drop us a line and we’ll get straight back to you.

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COME TO THE WRONG PLACE?

We only sell our products through expert broker partners, so you can’t apply to us directly for your own mortgage. If you’re shopping for yourself, jump over to the Customer area for more information.
Visit our customer site