Important Information i

From Wednesday 13th September, we have reduced rates on a selection of our Buy to Let products. View our product guide here.

 

We continue to support customers who are struggling or think they may struggle with their mortgage payments. If you need our assistance, please call our Customer Support team on 0344 257 0427, Monday to Friday, between 9am and 5.30pm. If your client can keep up with their mortgage payments, we would encourage them to do so, as changing their contract could lead to higher payments down the line.

Intermediaries
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Residential
Product Finder

Product Finder 

The ideal tool to find the best mortgage for your client. In just a few clicks we’ll have you sorted.

We are unable to help customers who have not made their most recent payment on unsecured credit or have not paid at least 2 payments out of the last 6 months.
Bankruptcy and iVA must be discharged for a minimum of 3 years and No Pay Day loans can be taken within the last 12 months.

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Loan details

£

LTV

LTV?

Unsecured Arrears

Has the customer missed any payments on unsecured loans in the past 48 months?

Payment Status

How many payments have been missed in the last 6 months?

Missed Payments

Has the customer missed any payments on mortgages or secured loans in the last 48 months?

How many payments have been missed in the last:

12 months?
24 months?
36 months?

CCJs

Has the customer had any CCJs in the last 48 months?

How many CCJs have been registered

In the last 24 months?
In the last 36 months?

Defaults

Has the Customer had any Defaults in the last 48 months?

How many Defaults have been registered

In the last 24 months?
In the last 36 months?

Pay Day Loan

Has the customer had an active pay day loan within the last 12 months (including defaulted loans)?

Bankruptcy/IVA

Bankruptcy / IVA?

Discharge Satisfied

Has the customer been discharged in the last:

Clean Credit Profile

Have all applicants maintained a clean credit profile within the last 36 months?

Repossession

Repossession?

Repossession Satisfied

When was the repossession?

Debt Management Plan

Debt Management Plan?

Unfortunately, no products have the right fit at the moment

Unfortunately, none of our core residential products have the right fit at the moment, but we may have a product that could help on our Lumi range. Please get in touch with our expert Hub team on 0344 257 0418 or contact your BDM to discuss your case further.

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Unfortunately, no products have the right fit at the moment

Unfortunately, none of our core residential products have the right fit at the moment, but we may have a product that could help on our Lumi range. Please get in touch with our expert Hub team on 0344 257 0418 or contact your BDM to discuss your case further.

Contact Us

Product Finder

Based on your answers, we think this is the best mortgage product for your customer. Not convinced? Check the details and try again, or get in touch.

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