Important Information i

IMPORTANT: New BBR Tracker product available on Buy to Let. Standard minimum loan on Buy to Let is now £75,000. Due to the ongoing volatility of the financial markets our mortgage products are subject to reprice or withdrawal at any time. Please keep checking our website for updates. Product rates can be secured by fully submitting applications, including fees paid.

Important Information
Intermediaries
Customers
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Residential
Product Finder

Product Finder 

The ideal tool to find the best mortgage for your client. In just a few clicks we’ll have you sorted.

We are unable to help customers who have not made their most recent payment on unsecured credit or have not paid at least 2 payments out of the last 6 months.
Bankruptcy and iVA must be discharged for a minimum of 3 years and No Pay Day loans can be taken within the last 12 months.

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Loan details

£

LTV

LTV?

Unsecured Arrears

Has the customer missed any payments on unsecured loans in the past 48 months?

Payment Status

How many payments have been missed in the last 6 months?

Missed Payments

Has the customer missed any payments on mortgages or secured loans in the last 48 months?

How many payments have been missed in the last:

12 months?
24 months?
36 months?

CCJs

Has the customer had any CCJs in the last 48 months?

How many CCJs have been registered

In the last 24 months?
In the last 36 months?

Defaults

Has the Customer had any Defaults in the last 48 months?

How many Defaults have been registered

In the last 24 months?
In the last 36 months?

Pay Day Loan

Has the customer had an active pay day loan within the last 12 months (including defaulted loans)?

Bankruptcy/IVA

Bankruptcy / IVA?

Discharge Satisfied

Has the customer been discharged in the last:

Clean Credit Profile

Have all applicants maintained a clean credit profile within the last 36 months?

Repossession

Repossession?

Repossession Satisfied

When was the repossession?

Debt Management Plan

Debt Management Plan?

Unfortunately, no products have the right fit at the moment

Unfortunately, none of our core residential products have the right fit at the moment, but we may have a product that could help on our Lumi range, which is available through a select group of distribution partners. Please get in touch with our expert Hub team so we can discuss your case further on 0344 257 0418.

Contact Us

Unfortunately, no products have the right fit at the moment

Unfortunately, none of our core residential products have the right fit at the moment, but we may have a product that could help on our Lumi range, which is available through a select group of distribution partners. Please get in touch with our expert Hub team so we can discuss your case further on 0344 257 0418.

Contact Us

Product Finder

Based on your answers, we think this is the best mortgage product for your customer. Not convinced? Check the details and try again, or get in touch.

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