Important Information i

Stamp Duty Land Tax Deadline

To ensure completion can take place before the Stamp Duty Land Tax Deadline on 31st March we require solicitors to ensure the Certificate of Title has been submitted with a minimum of 5 calendar days notice and all offer conditions to be satisfied. Please also be aware that we do not accept local authority search indemnity for residential purchase transactions.

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REAL LIFE
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Ours is a world of individuals - everyone is unique. We specialise in helping the people who don’t fit the mould. People like the self-employed, those with credit blips, the buy to letters and all those in between. That’s what we call real life lending.

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Residential
Buy-to-let

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We’ll keep you fully informed, at every stage of the process. Average broker experience as of 26/03/2025.

WORKING ON DIPS
RECEIVED ON

25TH MARCH

WORKING ON
NEW APPLICATIONS
RECEIVED ON

21ST MARCH

REVIEWING FULLY PACKAGED
APPLICATIONS SENT TO
UNDERWRITERS ON*

21ST MARCH

CURRENTLY ASSESSING
VALUATIONS RECEIVED
ON**

21ST MARCH

AVERAGE CALL WAIT TIME

1 MINUTE

* All underwriter requirements have to be met
** For packaged cases

RESIDENTIAL CHECKLIST ITEMS GUIDE

This guide will help you to submit the right documents so we can get your case to offer as quickly as possible. We highly recommend you review this checklist before submitting your application.

Residential Checklist Items Guide

BUY TO LET CHECKLIST ITEMS GUIDE

Our Buy to Let checklist items are the evidence or information you need to provide to support the application.

We highly recommend you review this checklist before submitting your application.

Buy to Let Checklist Items Guide

A HANDY GUIDE TO PACKAGING A CASE

We know other lenders might do things differently, and you might be used to a different system.

 

So to help us to provide you with the most efficient service, you can use our handy guide document for application submissions.

How to package a case

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We're always looking to make friends with new brokers, so get in touch or register now. And if you have questions, we're here with answers.

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