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Residential Criteria Guide

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Shared Ownership

Loan

Minimum £25,001, maximum £405,000. Purchase transactions only.

Repayment method

Shared ownership is available on capital and interest repayment basis only

LTV

Maximum 95% of purchased share, subject to 75% LTV against open market value.

Income Multiples

Maximum of 4.5x LTI

Property

Shared Ownership is only available for properties with an EPC rating of A-C. Leasehold properties only.