Service Times
Service Times
Our service and turnaround times
Figures accurate as of 27th March 2020
Dips Reviewed
within 24 hours
Applications Reviewed
within 96 hours
Documents Assessed
within 96 hours
Valuations Assessed
within 96 hours
Telephone average wait time
58 seconds
WE'VE PLAYED A BLINDER!
Shield your eyes, because our Lumi products are the brightest borrowing on the block! From bold rates to limited editions, just look for the Lumi logo. It's our way of shining a light on something special.
Download
Buy To Let Product Guide
Buy-To-Let Product Rates
Our buy-to-let products cater for applicants with a variety of circumstances. Individuals, Ltd Companies and those wanting to purchase HMO/MUB, we roll out the red carpet to them all. Come in, the kettle is always on.
Key Facts
Max loan
£3 million max loan.
Income
No minimum earned income.
LTV
Up to 80% LTV – see our product guide for full details.
Up to 75% LTV for flats above commercial property.
Locations
We lend in Scotland as well as England and Wales.
Latest Updates
We got chills, we're simplifiyin'
27/02/2020
Our shaped up Buy to Let is the one that you’ll want.
Download our product guide
Speak to a member of our team
Our service and turnaround times
Figures accurate as of 27th March 2020
Dips Reviewed
within 24 hours
Applications Reviewed
within 96 hours
Documents Assessed
within 96 hours
Valuations Assessed
within 96 hours
Telephone average wait time
58 seconds
The Mortgage Lender Difference
Get in touch
There’s always someone here for you, all you have to do is holler and we’ll come running.
Contact UsAlready applied or have a mortgage with us?
If you want to be our friend or are already one of the family then just click the right button and you’re off.
Visit our customer site